Your money, tracked simply
Type what you bought — we'll guess the category and today's date automatically.
Required — this amount is withdrawn from the account you pick, and your Total Money updates right away.
Click any field to fix the date, category, description, tags, or amount.
Click any field to fix the date, category, source, tags, or amount.
Three steps and the numbers start working. Everything stays on this device.
Your total money right now, and how this month is going.
Last 7 days
Savings + investments + money owed to you − money you owe, snapshotted once a day.
Come back after a few days of using Spendly to see a trend here.
Track what you've allowed people to borrow, and when you expect it back.
If you pick one, this is withdrawn from there now, and put back automatically once marked Repaid.
← Scroll sideways to see all columns →
Money you've borrowed from others, and when you expect to pay it back.
If you pick one, this is deposited there now, and withdrawn automatically once marked Repaid.
← Scroll sideways to see all columns →
Track what you've put money into, what you expect it to be worth, and — once sold — your actual profit after fees.
If you pick one, this is withdrawn now, and net proceeds are deposited back once you enter a sale price.
← Scroll sideways to see all columns →
Add every place you keep money — supports flat rates or tiered/capped rates (like Maya Savings) — and see the interest it's projected to earn each month, after tax.
Philippine bank/e-wallet interest is normally subject to a 20% final withholding tax — already applied by the bank before it hits your account. Change this if your situation is different.
Appearance
Compact tightens spacing across tables, cards and lists so more fits on screen. Your data is unchanged.
Sync
Off by default. With it off, nothing ever leaves this device — that is still the point of Spendly.
Budgeting & categories
Set a monthly limit per category and see how this month is tracking.
These are added automatically each month on the day you chose, whenever you have Spendly open.
Add your own expense categories any time — they'll show up when adding expenses.
Trackers
Rates against ₱ (PHP). Sync online any time, or type in a rate yourself.
Bitcoin and Ethereum, priced in ₱ (PHP). Sync online any time, or type in a price yourself.
Backup & restore
Sync keeps your devices holding the same records. A backup is the copy you keep yourself — for moving somewhere new, or for the day something goes wrong.
Your data lives only on this device.
The complete backup — use this one to restore or move devices.
All your data as a spreadsheet, for viewing and analysis. Can't be imported back.
App info
Spendly is a single self-contained file — everything you enter stays on this device only. Use the ⇅ button in the sidebar any time to export a backup or import one.
This build: —
The app keeps itself up to date in the background, so a new version usually arrives on your next open. This fetches it now.